Video – Spencer Freeman, A Fire-Loss Attorney, Suggests Your Homeowner Policy Limits May Be Inadequate From The Start!
Video Transcript
Spencer Freeman – Fire Loss Attorney – Pierce County, WA
“And you also want to make sure your policy limits are appropriately set. Oftentimes, those are set by your mortgage company who wants to make sure their investment is protected, and they’re really insufficient if your house burns totally down, to rebuild the house completely. And that’s pretty common, to be underinsured.”
Ray Hrdlicka – Host – Attorneys.Media
“Really?”
Spencer Freeman – Fire-Loss Attorney – Pierce County, WA
“Yes.”
Ray Hrdlicka – Host – Attorneys.Media
“The majority?”
Spencer Freeman – Fire-Loss Attorney – Pierce County, WA
“I would say more that 60% of people. For sure. Because you don’t think about it. If you think about it…you buy a house, you buy a house and then your mortgage company gets involved, and you get homeowners (insurance), and somebody sets the value. I don’t know a lot of people that are really active in setting the value of their policy limits on their homeowner’s insurance. Oftentimes, it is dictated by the bank to make sure their investment is protected. But oftentimes, it’s not enough.”
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